FINANCING SOLUTIONS
Financing structured around the needs of your business.
Explore financing solutions by purpose, timing, structure, and documentation requirements. Owens Capital helps you evaluate the options that may align with your business needs and financial objectives.
BIA Loan Guarantee Program
Explore the Bureau of Indian Affairs Indian Loan Guarantee and Insurance Program (ILGP) for eligible American Indian and Alaska Native borrowers and businesses.
USDA Loans
Explore USDA-backed financing options for eligible rural businesses, farms, and ranches, including business expansion, agricultural property, equipment, and operating needs.
SBA Loans
Government-backed financing for eligible business acquisitions, expansion initiatives, equipment purchases, working capital needs, and commercial real estate transactions.
Commercial Real Estate
Financing for the acquisition, refinancing, renovation, or improvement of eligible owner-occupied and investment commercial real estate.
Working Capital
Financing designed to support eligible operating expenses, payroll, inventory, seasonal requirements, and other short-term business needs.
Equipment Financing
Finance eligible machinery, vehicles, technology, and other productive assets while preserving working capital for ongoing operations.
Merchant Cash Advances
Short-term, revenue-based capital for eligible businesses, generally repaid from future receivables or sales activity.
Business Lines of Credit
Revolving access to an approved credit limit that may be drawn as needed for eligible recurring or short-term business expenses.
Invoice Financing
Access liquidity against eligible unpaid invoices rather than waiting for the full customer payment cycle to conclude.
Term Loans
A defined amount of business capital repaid over an agreed term and payment schedule for planned investments, transactions, or operating needs.
Secured Loans
Financing supported by eligible collateral, allowing the capital structure to be evaluated in relation to a specific asset, transaction, or business objective.
HOW TO USE THIS SECTION
Start with the business objective, then evaluate the structure.
Buying an asset? Look at equipment, real estate, or secured financing.
Managing timing? Look at working capital, lines of credit, or invoice financing.
Planning a larger investment? Look at SBA or term financing.
NOT SURE WHERE TO START?