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TRIBAL & NATIVE-OWNED BUSINESS FINANCING

BIA Loan Guarantee Program

Explore the Bureau of Indian Affairs Indian Loan Guarantee and Insurance Program (ILGP) for eligible American Indian and Alaska Native borrowers and businesses.

WHEN IT MAY FIT

Federally recognized tribes, enrolled tribal members, and businesses with at least 51% qualifying Native ownership whose projects benefit a reservation or tribal service area.

◆Operating capital and lines of credit
◆Equipment purchases
◆Business acquisition and eligible refinancing
◆Building construction

QUESTIONS TO WORK THROUGH

At least 20% projected equity in the financed project

Qualifying ownership and tribal economic benefit

Industry eligibility and lender underwriting

Apply through a lender; guarantee approval is subject to BIA review

Bureau of Indian Affairs — program eligibility and application details

BUILD THE RIGHT PACKAGE

Start with the business objective, then structure the capital around it.