Owens Capital
← Financing Solutions

LONGER-TERM BUSINESS FINANCING

SBA Loans

Government-backed financing that can support eligible acquisitions, expansion, equipment, working capital, and commercial real estate.

WHEN IT MAY FIT

Established businesses planning a substantial investment with a clear use of funds.

◆Business acquisitions
◆Owner-occupied real estate
◆Equipment purchases
◆Expansion projects
◆Working capital

QUESTIONS TO WORK THROUGH

Eligibility and documentation

Project use of proceeds

Cash-flow support

Collateral and guarantor requirements

SBA 504

What an SBA 504 Loan Is Used For

SBA 504 loans are designed primarily for major fixed-asset purchases that support long-term business growth. They are generally used for projects such as buying or improving owner-occupied commercial real estate, constructing or renovating facilities, and purchasing major long-term equipment.

01Purchase owner-occupied commercial real estate
02Construct a new business facility
03Renovate or modernize an existing facility
04Purchase major machinery or long-term equipment
05Finance certain eligible improvements tied to a fixed-asset project

SBA 504 financing is generally not intended for everyday working capital, inventory, or speculative investment real estate.

BUILD THE RIGHT PACKAGE

Start with the opportunity, then structure the capital.