Explore available amounts, eligible uses, repayment terms and how to begin the application process.
LOAN AMOUNT
Direct: up to $600,000; guaranteed: up to $2,558,000
REPAYMENT TERMS
Up to 40 years
WHO MAY QUALIFY
Eligible family farmers and ranchers with required experience, repayment ability, and other FSA qualifications.
ELIGIBLE USES
What financing may support
Permitted uses depend on the specific USDA program, lender review, and the proposed project.
HOW TO APPLY
For direct loans, apply through a local FSA office; for guaranteed loans, work with a participating agricultural lender.
Prepare business or farm financial statements, the proposed use of funds, available collateral details, and a business plan. Exact documentation and eligibility requirements differ by program.
NEXT STEPS
Discuss your financing objectives with Owens Capital.
Owens Capital can discuss financing options; direct USDA FSA loans must be submitted through FSA, and guaranteed loans require a participating lender.