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USDA PROGRAM OVERVIEW

Farm Microloans

Explore available amounts, eligible uses, repayment terms and how to begin the application process.

LOAN AMOUNT

Up to $50,000 (subject to FSA rules)

REPAYMENT TERMS

Operating: generally up to 7 years; ownership: up to 25 years

WHO MAY QUALIFY

Small, beginning, niche and other eligible family farm operations; FSA requirements apply.

ELIGIBLE USES

What financing may support

Permitted uses depend on the specific USDA program, lender review, and the proposed project.

01Small equipment and supplies
02Farm startup and operating needs
03Eligible small farm ownership projects

HOW TO APPLY

Apply directly with the USDA Farm Service Agency.

Prepare business or farm financial statements, the proposed use of funds, available collateral details, and a business plan. Exact documentation and eligibility requirements differ by program.

Review official USDA requirements ↗

NEXT STEPS

Discuss your financing objectives with Owens Capital.

Owens Capital can discuss financing options; direct USDA FSA loans must be submitted through FSA, and guaranteed loans require a participating lender.