Explore available amounts, eligible uses, repayment terms and how to begin the application process.
LOAN AMOUNT
Project-dependent; verify lender and USDA limits
REPAYMENT TERMS
Up to 40 years, based on assets and repayment ability
WHO MAY QUALIFY
Qualifying businesses and projects in USDA-eligible rural locations; most production agriculture is excluded unless an exception applies.
ELIGIBLE USES
What financing may support
Permitted uses depend on the specific USDA program, lender review, and the proposed project.
HOW TO APPLY
A participating lender originates and underwrites the loan and submits the guarantee request to USDA Rural Development.
Prepare business or farm financial statements, the proposed use of funds, available collateral details, and a business plan. Exact documentation and eligibility requirements differ by program.
NEXT STEPS
Discuss your financing objectives with Owens Capital.
Owens Capital can discuss financing options; direct USDA FSA loans must be submitted through FSA, and guaranteed loans require a participating lender.