Owens Capital
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RETAIL & CONSUMER BRANDS

Retail & Consumer Brands

Financing for retailers, consumer brands, e-commerce businesses and expanding storefront operators.

01

Stock decisions

Ordering ahead of demand creates opportunity but also introduces inventory and storage costs.

02

Channel mix

Storefront, wholesale, and online sales can have different margins and cash cycles.

03

Customer acquisition

Marketing, fulfillment, and repeat purchase patterns shape a brand's path to growth.

FINANCING PATHS

Built around the movement from inventory to customer.

Seasonal Inventory Financing

Seasonal Inventory Financing — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

E-Commerce Fulfillment Working Capital

E-Commerce Fulfillment Working Capital — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

Storefront Expansion & Build-Out Financing

Storefront Expansion & Build-Out Financing — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

Wholesale Purchase Order Financing

Wholesale Purchase Order Financing — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

Point-of-Sale & Retail Equipment Financing

Point-of-Sale & Retail Equipment Financing — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

Brand Acquisition Financing

Brand Acquisition Financing — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

Marketing & Customer-Acquisition Capital

Marketing & Customer-Acquisition Capital — Built around inventory turns, e-commerce fulfillment, store expansion, wholesale orders, customer acquisition, and retail technology.

READY TO TALK?

Bring us the opportunity. We’ll help map the next step.