Fleet utilization
Vehicle uptime, mileage, replacement cycles, and maintenance costs directly affect operating economics.
← Industries
AUTOMOTIVE & FLEET
Automotive & Fleet
Financing solutions for dealerships, repair operations, service businesses, rental fleets, and commercial vehicle operators.
OPERATING REALITIES
Assets that need to stay productive
Owens Capital supports automotive and fleet businesses with capital for vehicles, service equipment, facilities, inventory, acquisitions, and expansion. Financing can be structured around the assets being purchased, the operating cycle of the business, and the revenue those assets are expected to support.
Inventory movement
Dealership and parts inventory can require meaningful cash before the sale or service revenue is realized.
Facility needs
Service bays, lifts, diagnostic equipment, and customer areas often require ongoing reinvestment.
Dealership Floorplan & Inventory Financing
Dealership Floorplan & Inventory Financing — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
Service-Bay Equipment Financing
Service-Bay Equipment Financing — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
Commercial Vehicle & Rental Fleet Financing
Commercial Vehicle & Rental Fleet Financing — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
Parts & Tire Inventory Working Capital
Parts & Tire Inventory Working Capital — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
Collision & Repair Facility Expansion
Collision & Repair Facility Expansion — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
Dealership or Repair-Shop Acquisition Financing
Dealership or Repair-Shop Acquisition Financing — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
EV Charging & Diagnostic Technology Financing
EV Charging & Diagnostic Technology Financing — Focused on vehicle inventory, service operations, repair equipment, rental or commercial fleets, parts, and automotive facility growth.
READY TO TALK?