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Owens Capital Learning Center • USDA series

USDA Financing Explained

Explore USDA Rural Development lending options and how each program serves a different project. Watch Claire explain four rural financing pathways with practical examples and charts synchronized to her narration.

CLAIRE VIDEO LESSON • 5 CHAPTERS • 7:23

USDA Business & Industry Guaranteed Loans

Finance eligible rural business growth, acquisitions, equipment, real estate, and working capital.

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CLAIRE VIDEO LESSON • 5 CHAPTERS • 7:43

USDA Rural Energy for America Program (REAP)

Learn how eligible rural businesses and agricultural producers may finance energy efficiency or renewable-energy projects.

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CLAIRE VIDEO LESSON • 5 CHAPTERS • 7:34

USDA Community Facilities Financing

Understand eligible essential community facility projects and why this is different from ordinary for-profit business financing.

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CLAIRE VIDEO LESSON • 5 CHAPTERS • 7:34

USDA Rural Small-Business & Intermediary Lending

Compare intermediary relending, rural microenterprise support, and rural economic-development financing routes.

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Find the right USDA pathway

Programs have different applicants, eligible areas, financing uses, lender requirements, and funding windows. Some programs serve businesses through intermediaries rather than financing them directly. These lessons are educational and do not guarantee eligibility or approval.