Owens Capital
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PROPERTY & PROJECT CAPITAL

Commercial Real Estate

Financing guidance for acquiring, refinancing, improving, or repositioning commercial property.

Commercial real estate transactions often involve more than a purchase price. Occupancy, property cash flow, renovation costs, timing, and the long-term plan for the asset all influence how financing should be approached.

01

Acquisition planning

Structure the request around purchase price, equity, closing costs, and the operating plan for the property.

02

Refinancing strategy

Evaluate whether the goal is lower payments, improved terms, cash-out proceeds, or a different long-term structure.

03

Property improvements

Account for renovations, tenant improvements, build-outs, and other capital expenditures tied to the asset.

04

Exit or hold plan

Consider whether the property will be held, refinanced again, sold, or stabilized over time.

COMMON USES

Owner-occupied propertyInvestment propertyRefinancingRenovation capitalCash-out refinance

QUESTIONS TO ASK

What is the property being used for?

How is the property performing today?

What improvements or changes are planned?

What is the long-term strategy for the asset?